Without singling out student debtors, Biden argued at a February 2001 hearing that “something’s rotten in Denmark” because so many people were declaring bankruptcy during a booming economy. “An awful lot of people are discharging debt that shouldn’t,” Biden said. “Something’s going on here. And it says to me it’s got to be tightened.” Biden said during a March 2020 presidential debate on CNN that he didn’t like the 2005 legislation but that he worked with Republicans to improve it.

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